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Payhip

Payhip is a storefront where creators sell digital downloads, courses and memberships; buyers pay your own Stripe or PayPal account, and Payhip takes 5%, 2% or 0% by plan.

What Payhip costs sellers

Payhip's plans all include the same features, unlimited products and unlimited revenue; they differ only in the share Payhip takes from each sale. A paid plan saves money only once your monthly sales are high enough for the lower fee to outweigh the plan price.

Payhip fees

Checked Nov 7, 2026

Payhip keeps

Free plan: 5%, $0/month

Payhip's default plan charges no monthly fee, only this transaction fee.

Plus plan: 2%, $29/month

Payhip's transaction fee drops to 2% on this plan.

Pro plan: 0%, $99/month

No Payhip transaction fee on this plan.

Stripe and PayPal fees apply on top

Processor fees are charged in addition to Payhip's fee on every plan.

U.S. sales tax handling costs nothing

Payhip says it charges nothing for managing U.S. sales tax.

Cost to apply

Free Payhip account to start

Connecting a payment gateway comes after the account is created.

How and when Payhip pays you

Payhip's help center says Payhip doesn't process payments or transfer money directly to bank accounts, so a store needs at least one connected Stripe or PayPal account before it can sell. Payhip's terms say buyers pay you directly through PayPal, Stripe or another gateway Payhip supports. There is no Payhip balance to cash out: when you can spend a sale depends on the processor you connect and the schedule you set there.

How Payhip pays

Checked Nov 7, 2026

  1. Job done

    Service completed

How you're paid

Your own Stripe or PayPal account

Buyers pay you through your connected account. Payhip sends nothing to your bank.

Minimum payout

No Payhip minimum or withdrawal fee stated

Payhip's pricing page lists no payout minimum or withdrawal fee.

How to get approved on Payhip

The wait on a new store comes from the processor: Payhip says your first Stripe payment stays pending for a few days while Stripe approves you, with the length depending on your location, and your first PayPal payment goes through an automatic approval that may delay your payout. Payhip adds that one Stripe account can connect to several Payhip stores, but Stripe requires separate accounts for businesses that operate independently or are separate legal entities.

Payhip requirements

Checked Nov 7, 2026

Where you can work

U.S. sellers can connect Stripe or PayPal

Both payment processors are supported in the United States.

Also required

Active Stripe or PayPal account

Payhip's terms require one and compliance with that processor's own terms.

ID and documents

Stripe activation form and two-step authentication

Stripe collects verification details when you create or connect an account.

What you sell can cost you the account. Payhip's list of products it doesn't allow includes get-rich-quick schemes, gambling, debt and loan content, cannabis, vendor or lead lists and unlicensed medical advice, and Payhip says other content can be barred too. Selling prohibited content risks having your Payhip account permanently deleted without prior notice, and Payhip's terms let it remove files it suspects infringe intellectual property, also without notice.

Payhip questions

Sources

11 public sources, strongest evidence first.

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How we researched this

IncomeShip compiled this page from 11 public sources, including 10 official company pages and 1 government source. We haven't done this work ourselves, so we report what those sources say and note where the evidence is thin. Facts were last checked on . Reviewed and approved by Jacob Dymond, our editor.

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Ways to earn on Payhip

Ideas that use Payhip, with what each pays and costs.